| Long term disability is not as common as short term but can be financially devastating. Could $1,300,000 in financial support be important to you and your family if you were to be totally disabled in a covered accident?
If an insured person becomes totally and permanently disabled as a result of a covered accident within 90 days of the date of the accident, the Insurance Company will pay a benefit as follows:
Benefit |
Primary Member |
Spousal Coverage |
Short Term Benefit |
$5,000 Month |
$2,500 Month |
Waiting Period |
6 Months |
6 Months |
Short Term Payment Period |
6 Months |
6 Months |
Long Term Benefit begins after the Short Term Payment Period Expires |
$10,000 / Month |
$5,000 / Month |
Benefit Period |
Up to 10 Years |
Up to 10 Years |
| Accidental Death Benefit |
$1,000 |
$1,000 |
This material is designed for informational purposes only and merely summarizes the benefits available. All benefits are subject to the contracts, master group insurance policy and any amendments, which alone constitutes the agreement under which payments are made at the time of claim.
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